Privacy Policy | KBBAT LLC

Introduction

KBBAT LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this Privacy Policy carefully. By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy.

Information We Collect

Personal Information

We may collect personally identifiable information that you voluntarily provide to us when you:

Fill out a contact form or loan application
Register for an account
Subscribe to our newsletter or marketing communications
Contact us via email or phone

This information may include:

Name and business name
Email address and phone number
Business address
Financial information related to loan applications
Tax identification numbers (EIN/SSN)
Bank account information for funding purposes

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing behavior, including:

IP address and browser type
Operating system and device information
Pages visited and time spent on each page
Referring website and search terms
Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for the following purposes:

Processing Applications: To evaluate and process your loan applications and financing requests
Communication: To respond to your inquiries and provide customer support
Service Delivery: To manage your account and deliver the services you've requested
Marketing: To send you promotional materials, offers, and updates about our products and services (with your consent)
Compliance: To comply with legal obligations and industry regulations
Security: To protect against fraud, unauthorized access, and other security risks
Analytics: To analyze website usage and improve our services

SMS & Text Message Communications

Text Messaging Program

By providing your mobile phone number and expressly consenting via our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from KBBAT LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier and plan. Check with your carrier for details.

Opt-Out: You may opt out at any time by replying STOP to any text message you receive from us. After you send the message "STOP" to us, we will send you a confirmation message to confirm that you have been unsubscribed. You will no longer receive messages from us.

Help: For assistance, reply HELP to any message or contact us at brian@the-kbbat.com.

Consent is NOT a Condition of Purchase: You do not have to consent to receiving marketing text messages as a condition of purchasing any goods or services from KBBAT LLC.

No Sharing of Mobile Opt-In Data: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, such as:

Payment processors and banking partners
Credit reporting agencies
Marketing and analytics providers
IT and security services

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

Legal Requirements

We may disclose your information if required to do so by law or in response to:

Subpoenas, court orders, or legal processes
Government or regulatory requests
Protection of our rights, property, or safety
Investigation of fraud or security issues

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

Encryption of sensitive data in transit and at rest
Secure server infrastructure and firewalls
Regular security audits and vulnerability assessments
Access controls and employee training

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

Access: Request a copy of the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information (subject to legal requirements)
Opt-Out: Unsubscribe from marketing communications at any time
Data Portability: Request a copy of your data in a structured, machine-readable format

To exercise these rights, please contact us at brian@the-kbbat.com.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can control cookie preferences through your browser settings. Note that disabling cookies may affect the functionality of our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The "Last Updated" date at the top of this page indicates when the policy was last revised. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

KBBAT LLC
27 Coffee Pot Blvd Ne
Saint Petersburg, FL 33704

Email: brian@the-kbbat.com